/* PLD Advogados — Superendividamento (Lei 14.181/2021) */
:root {
  --navy: #2D2D5C;
  --navy-deep: #1B1B3D;
  --navy-ink: #13132B;
  --gold: #C9A876;
  --gold-light: #DCC18C;
  --gold-dark: #B3926A;
  --gold-grad: linear-gradient(90deg, #DCC18C 0%, #C9A876 50%, #B3926A 100%);
  --cream: #F7F3EC;
  --paper: #FFFFFF;
  --ink: #1D1D35;
  --muted: #5B5B78;
  --line: rgba(201, 168, 118, .28);
  --ok: #3E8E6B;
  --no: #B5533C;
  --radius: 14px;
  --maxw: 1180px;
  --font-display: "Jost", "Segoe UI", system-ui, sans-serif;
  --font-body: "Source Sans 3", "Segoe UI", system-ui, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 84px; }
body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 18px;
  line-height: 1.6;
  color: var(--ink);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
h1, h2, h3, h4 { font-family: var(--font-display); line-height: 1.1; margin: 0 0 .5em; letter-spacing: -.01em; }
p { margin: 0 0 1em; }
.wrap { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }
.gold-text {
  background: var(--gold-grad);
  -webkit-background-clip: text; background-clip: text;
  color: transparent;
}
.eyebrow {
  font-family: var(--font-display);
  text-transform: uppercase;
  letter-spacing: .22em;
  font-size: 13px;
  font-weight: 500;
  color: var(--gold-dark);
  display: inline-flex; align-items: center; gap: 12px;
  margin-bottom: 18px;
}
.eyebrow::before { content: ""; width: 34px; height: 1px; background: var(--gold-grad); }
.section { padding: 110px 0; position: relative; }
.section h2 { font-size: clamp(32px, 4.4vw, 54px); font-weight: 500; }
.lead { font-size: clamp(18px, 1.6vw, 21px); color: var(--muted); max-width: 720px; }
.dark { background: var(--navy-deep); color: #EDEAF5; }
.dark .lead { color: #B9B7D0; }
.dark .eyebrow { color: var(--gold-light); }
.cream { background: var(--cream); }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  font-family: var(--font-display); font-weight: 500; font-size: 16px;
  letter-spacing: .04em;
  padding: 16px 28px; border-radius: 999px;
  text-decoration: none; cursor: pointer; border: 0;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
}
.btn:hover { transform: translateY(-2px); }
.btn-gold { background: var(--gold-grad); color: var(--navy-ink); box-shadow: 0 10px 30px -10px rgba(220, 193, 140, .7); }
.btn-gold:hover { box-shadow: 0 16px 40px -12px rgba(220, 193, 140, .9); }
.btn-ghost { background: transparent; color: #fff; border: 1px solid rgba(255,255,255,.35); }
.btn-ghost:hover { border-color: var(--gold-light); color: var(--gold-light); }
.btn-navy { background: var(--navy); color: #fff; }
.btn svg { width: 20px; height: 20px; flex: none; }

/* Header */
.header {
  position: fixed; inset: 0 0 auto 0; z-index: 50;
  transition: background .3s ease, box-shadow .3s ease, padding .3s ease;
  padding: 18px 0;
}
.header.scrolled { background: rgba(27, 27, 61, .94); backdrop-filter: blur(10px); box-shadow: 0 8px 30px -18px rgba(0,0,0,.6); padding: 10px 0; }
.header .wrap { display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand img { height: 46px; width: auto; transition: height .3s ease; }
.header.scrolled .brand img { height: 38px; }
.nav { display: flex; align-items: center; gap: 28px; }
.nav a { color: #E6E3F2; text-decoration: none; font-family: var(--font-display); font-size: 15px; letter-spacing: .03em; position: relative; }
.nav a:not(.btn)::after { content: ""; position: absolute; left: 0; right: 0; bottom: -6px; height: 1px; background: var(--gold-grad); transform: scaleX(0); transition: transform .25s ease; transform-origin: left; }
.nav a:not(.btn):hover::after { transform: scaleX(1); }
.nav .btn { padding: 11px 20px; font-size: 14px; }
.nav a.btn-gold { color: var(--navy-ink); font-weight: 600; }
.menu-toggle { display: none; background: none; border: 1px solid rgba(255,255,255,.3); border-radius: 10px; width: 46px; height: 46px; color: #fff; cursor: pointer; }
.menu-toggle svg { width: 24px; height: 24px; }

/* Hero */
.hero {
  min-height: 100vh; min-height: 100svh;
  background:
    radial-gradient(1200px 600px at 85% 10%, rgba(201,168,118,.16), transparent 60%),
    radial-gradient(900px 700px at 0% 100%, rgba(64,64,140,.45), transparent 60%),
    var(--navy-ink);
  color: #fff;
  display: flex; align-items: center;
  position: relative; overflow: hidden;
  padding: 140px 0 90px;
}
.hero-grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(201,168,118,.07) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,168,118,.07) 1px, transparent 1px);
  background-size: 64px 64px;
  mask-image: radial-gradient(ellipse at 70% 40%, #000 20%, transparent 75%);
  -webkit-mask-image: radial-gradient(ellipse at 70% 40%, #000 20%, transparent 75%);
  pointer-events: none;
}
.hero .wrap { display: grid; grid-template-columns: 1.25fr .9fr; gap: 64px; align-items: center; position: relative; }
.hero-tag {
  display: inline-flex; align-items: center; gap: 10px;
  border: 1px solid var(--line); border-radius: 999px;
  padding: 8px 16px; font-size: 14px; color: var(--gold-light);
  background: rgba(201,168,118,.06);
  margin-bottom: 28px;
}
.hero-tag .dot { width: 8px; height: 8px; border-radius: 50%; background: #E0674B; box-shadow: 0 0 0 0 rgba(224,103,75,.7); animation: pulse 1.8s infinite; }
@keyframes pulse { 70% { box-shadow: 0 0 0 10px rgba(224,103,75,0); } 100% { box-shadow: 0 0 0 0 rgba(224,103,75,0); } }
.hero h1 { font-size: clamp(42px, 6.4vw, 86px); font-weight: 400; letter-spacing: -.02em; margin-bottom: 28px; }
.hero h1 .strike { position: relative; color: #9C9AB8; }
.hero h1 .strike::after { content: ""; position: absolute; left: -2%; right: -2%; top: 55%; height: 5px; background: #E0674B; transform: scaleX(0); transform-origin: left; animation: strike 1s .9s forwards cubic-bezier(.7,0,.3,1); border-radius: 3px; }
@keyframes strike { to { transform: scaleX(1); } }
.hero h1 strong { font-weight: 600; display: block; }
.hero p.sub { font-size: clamp(18px, 1.7vw, 22px); color: #C9C7DD; max-width: 600px; margin-bottom: 38px; }
.hero p.sub b { color: #fff; font-weight: 600; }
.hero-ctas { display: flex; flex-wrap: wrap; gap: 14px; }
.hero-note { margin-top: 26px; font-size: 14px; color: #8D8BA8; }

.hero-card {
  background: linear-gradient(160deg, rgba(255,255,255,.07), rgba(255,255,255,.02));
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 34px;
  backdrop-filter: blur(6px);
  position: relative;
}
.hero-card::before { content: ""; position: absolute; inset: 10px; border: 1px solid rgba(201,168,118,.14); border-radius: 16px; pointer-events: none; }
.hero-card .big { font-family: var(--font-display); font-size: clamp(72px, 9vw, 120px); font-weight: 300; line-height: 1; }
.hero-card .big-label { color: #C9C7DD; margin: 8px 0 26px; font-size: 17px; }
.bar-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 14px; }
.bar-list li { font-size: 15px; color: #D7D5E8; }
.bar-list .row { display: flex; justify-content: space-between; margin-bottom: 6px; }
.bar-list .row b { font-family: var(--font-display); font-weight: 500; color: var(--gold-light); }
.bar { height: 6px; border-radius: 6px; background: rgba(255,255,255,.08); overflow: hidden; }
.bar i { display: block; height: 100%; width: 0; background: var(--gold-grad); border-radius: 6px; transition: width 1.4s cubic-bezier(.2,.8,.2,1); }
.hero-card .src { font-size: 12px; color: #8D8BA8; margin-top: 20px; }

.scroll-hint { position: absolute; bottom: 26px; left: 50%; transform: translateX(-50%); color: #8D8BA8; font-size: 12px; letter-spacing: .2em; text-transform: uppercase; display: flex; flex-direction: column; align-items: center; gap: 10px; }
.scroll-hint span { width: 1px; height: 38px; background: linear-gradient(var(--gold), transparent); animation: drip 2s infinite; }
@keyframes drip { 0% { transform: scaleY(0); transform-origin: top; } 50% { transform: scaleY(1); transform-origin: top; } 51% { transform-origin: bottom; } 100% { transform: scaleY(0); transform-origin: bottom; } }

/* Ticker */
.ticker { background: var(--gold-grad); color: var(--navy-ink); overflow: hidden; padding: 16px 0; }
.ticker-track { display: flex; width: max-content; animation: marquee 38s linear infinite; }
.ticker-track span { font-family: var(--font-display); font-size: 18px; font-weight: 500; letter-spacing: .08em; text-transform: uppercase; white-space: nowrap; padding: 0 26px; display: inline-flex; align-items: center; gap: 26px; }
.ticker-track span::after { content: "◆"; font-size: 10px; opacity: .6; }
@keyframes marquee { to { transform: translateX(-50%); } }

/* Context / MP */
.context-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 70px; align-items: start; }
.timeline-mini { border-left: 1px solid var(--line); padding-left: 28px; margin-top: 12px; }
.timeline-mini div { position: relative; margin-bottom: 26px; }
.timeline-mini div::before { content: ""; position: absolute; left: -34px; top: 8px; width: 11px; height: 11px; border-radius: 50%; background: var(--gold-grad); }
.timeline-mini b { font-family: var(--font-display); display: block; color: var(--navy); font-size: 18px; }
.timeline-mini small { color: var(--muted); font-size: 16px; }
.callout {
  margin-top: 28px; padding: 22px 24px; border-radius: var(--radius);
  background: var(--cream); border-left: 3px solid var(--gold); font-size: 17px; color: var(--ink);
}

/* Stats */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; margin-top: 60px; border-top: 1px solid var(--line); }
.stat { padding: 40px 28px 10px; border-right: 1px solid var(--line); }
.stat:last-child { border-right: 0; }
.stat .num { font-family: var(--font-display); font-size: clamp(44px, 5vw, 68px); font-weight: 300; line-height: 1; }
.stat p { color: #B9B7D0; font-size: 16px; margin-top: 14px; }
.sources { margin-top: 40px; font-size: 13px; color: #8D8BA8; }
.sources a { color: #B9B7D0; }

/* Law quote */
.law { display: grid; grid-template-columns: .9fr 1.1fr; gap: 70px; align-items: center; }
.quote {
  font-family: var(--font-display); font-weight: 300;
  font-size: clamp(24px, 2.6vw, 34px); line-height: 1.35; color: var(--navy);
  position: relative; padding-left: 34px; border-left: 2px solid var(--gold);
  margin: 0;
}
.quote cite { display: block; margin-top: 18px; font-family: var(--font-body); font-style: normal; font-size: 15px; color: var(--muted); letter-spacing: .04em; }
.pillars { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.pillar { background: #fff; border: 1px solid rgba(45,45,92,.1); border-radius: var(--radius); padding: 26px; transition: transform .25s ease, box-shadow .25s ease; }
.pillar:hover { transform: translateY(-4px); box-shadow: 0 20px 40px -24px rgba(27,27,61,.35); }
.pillar .ic { width: 46px; height: 46px; border-radius: 12px; background: var(--navy); display: grid; place-items: center; margin-bottom: 16px; }
.pillar .ic svg { width: 24px; height: 24px; stroke: var(--gold-light); }
.pillar h3 { font-size: 21px; font-weight: 500; color: var(--navy); }
.pillar p { font-size: 16px; color: var(--muted); margin: 0; }

/* Debts */
.debt-head { display: flex; justify-content: space-between; align-items: end; gap: 40px; flex-wrap: wrap; margin-bottom: 50px; }
.debt-cols { display: grid; grid-template-columns: 1.35fr 1fr; gap: 28px; }
.debt-col { border-radius: 20px; padding: 34px; }
.debt-col.in { background: var(--navy); color: #fff; }
.debt-col.out { background: #fff; border: 1px solid rgba(45,45,92,.12); }
.debt-col h3 { font-size: 24px; font-weight: 500; display: flex; align-items: center; gap: 12px; margin-bottom: 24px; }
.debt-col.in h3 { color: var(--gold-light); }
.debt-col.out h3 { color: var(--no); }
.debt-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; }
.debt { display: flex; gap: 12px; align-items: flex-start; padding: 14px 16px; border-radius: 12px; font-size: 16px; line-height: 1.35; }
.in .debt { background: rgba(255,255,255,.06); border: 1px solid rgba(201,168,118,.18); }
.out .debt { background: #FBF8F4; border: 1px solid rgba(181,83,60,.12); }
.debt svg { width: 20px; height: 20px; flex: none; margin-top: 1px; }
.in .debt svg { stroke: var(--gold-light); }
.out .debt svg { stroke: var(--no); }
.debt small { display: block; font-size: 13.5px; opacity: .75; margin-top: 3px; }
.out .debt-grid { grid-template-columns: 1fr; }

/* Steps */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; margin-top: 60px; counter-reset: step; position: relative; }
.steps::before { content: ""; position: absolute; top: 34px; left: 8%; right: 8%; height: 1px; background: var(--line); }
.step { position: relative; }
.step .n { width: 68px; height: 68px; border-radius: 50%; background: var(--navy-ink); border: 1px solid var(--gold); display: grid; place-items: center; font-family: var(--font-display); font-size: 26px; color: var(--gold-light); margin-bottom: 26px; position: relative; }
.step h3 { font-size: 24px; font-weight: 500; color: #fff; }
.step p { color: #B9B7D0; font-size: 16.5px; }
.truth { margin-top: 70px; display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.truth > div { border: 1px solid var(--line); border-radius: var(--radius); padding: 26px 28px; }
.truth h4 { font-size: 18px; font-weight: 500; color: var(--gold-light); margin-bottom: 12px; letter-spacing: .02em; }
.truth ul { margin: 0; padding-left: 20px; color: #CFCDE0; font-size: 16px; }
.truth li { margin-bottom: 6px; }

/* Bets */
.bets { display: grid; grid-template-columns: 1.1fr .9fr; gap: 60px; align-items: center; }
.help-card { background: var(--navy); color: #fff; border-radius: 22px; padding: 36px; position: relative; overflow: hidden; }
.help-card::after { content: ""; position: absolute; right: -60px; top: -60px; width: 200px; height: 200px; border-radius: 50%; border: 1px solid var(--line); }
.help-card h3 { font-size: 24px; font-weight: 500; color: var(--gold-light); }
.help-card ul { list-style: none; padding: 0; margin: 20px 0 0; display: grid; gap: 14px; }
.help-card li { display: flex; gap: 14px; align-items: flex-start; font-size: 16px; color: #D7D5E8; }
.help-card li b { color: #fff; }
.help-card li svg { width: 22px; height: 22px; stroke: var(--gold-light); flex: none; margin-top: 2px; }

/* Quiz */
.quiz-wrap { display: grid; grid-template-columns: .8fr 1.2fr; gap: 60px; align-items: start; }
.quiz { background: #fff; border-radius: 22px; box-shadow: 0 30px 70px -40px rgba(27,27,61,.45); border: 1px solid rgba(45,45,92,.08); overflow: hidden; }
.quiz-progress { height: 4px; background: #EEE9DF; }
.quiz-progress i { display: block; height: 100%; width: 0; background: var(--gold-grad); transition: width .4s ease; }
.quiz-body { padding: 38px; min-height: 380px; }
.quiz-count { font-size: 13px; letter-spacing: .18em; text-transform: uppercase; color: var(--gold-dark); font-family: var(--font-display); }
.quiz h3 { font-size: 26px; font-weight: 500; color: var(--navy); margin: 12px 0 8px; }
.quiz .hint { color: var(--muted); font-size: 15.5px; margin-bottom: 22px; }
.opts { display: grid; gap: 10px; }
.opt { text-align: left; font: inherit; font-size: 16.5px; padding: 15px 18px; border-radius: 12px; border: 1px solid rgba(45,45,92,.15); background: #FDFCFA; cursor: pointer; transition: border-color .2s, background .2s, transform .15s; color: var(--ink); display: flex; gap: 12px; align-items: center; }
.opt:hover { border-color: var(--gold); background: #FBF6EC; }
.opt:active { transform: scale(.99); }
.opt.sel { border-color: var(--navy); background: #F1F0F8; }
.opt .box { width: 20px; height: 20px; border-radius: 6px; border: 1.5px solid rgba(45,45,92,.35); flex: none; display: grid; place-items: center; }
.opt.sel .box { background: var(--navy); border-color: var(--navy); }
.opt.sel .box::after { content: ""; width: 9px; height: 5px; border-left: 2px solid #fff; border-bottom: 2px solid #fff; transform: rotate(-45deg) translate(1px, -1px); }
.quiz-nav { display: flex; justify-content: space-between; align-items: center; margin-top: 24px; gap: 12px; }
.linkbtn { background: none; border: 0; color: var(--muted); font: inherit; font-size: 15px; cursor: pointer; text-decoration: underline; text-underline-offset: 3px; }
.result-badge { display: inline-flex; align-items: center; gap: 8px; padding: 7px 14px; border-radius: 999px; font-size: 14px; font-weight: 600; font-family: var(--font-display); letter-spacing: .04em; }
.result-badge.good { background: #E6F2EC; color: var(--ok); }
.result-badge.maybe { background: #FBF1DE; color: #9A6B1F; }
.result-badge.low { background: #F7E6E1; color: var(--no); }
.result-list { margin: 16px 0 22px; padding-left: 20px; color: var(--muted); font-size: 16px; }
.quiz-disclaimer { font-size: 13px; color: var(--muted); margin-top: 16px; }

/* FAQ */
.faq { max-width: 860px; margin: 50px auto 0; }
.faq details { border-bottom: 1px solid rgba(45,45,92,.12); }
.faq summary { list-style: none; cursor: pointer; padding: 24px 50px 24px 0; font-family: var(--font-display); font-size: 21px; font-weight: 500; color: var(--navy); position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 6px; top: 50%; transform: translateY(-50%); font-size: 30px; font-weight: 300; color: var(--gold-dark); transition: transform .25s ease; }
.faq details[open] summary::after { transform: translateY(-50%) rotate(45deg); }
.faq details p { color: var(--muted); padding: 0 40px 22px 0; margin: 0; font-size: 17px; }

/* Office */
.office { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.units { display: grid; gap: 16px; }
.unit { border: 1px solid var(--line); border-radius: var(--radius); padding: 24px 26px; display: flex; gap: 18px; align-items: flex-start; }
.unit svg { width: 26px; height: 26px; stroke: var(--gold-light); flex: none; margin-top: 3px; }
.unit h4 { color: #fff; font-size: 19px; font-weight: 500; margin-bottom: 4px; }
.unit p { color: #B9B7D0; font-size: 16px; margin: 0 0 8px; }
.unit a { color: var(--gold-light); font-size: 15px; text-decoration: none; }
.unit a:hover { text-decoration: underline; }
.areas { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 28px; }
.areas span { border: 1px solid var(--line); color: #D7D5E8; border-radius: 999px; padding: 8px 16px; font-size: 15px; }

/* Final CTA */
.final { background: var(--gold-grad); color: var(--navy-ink); text-align: center; padding: 100px 0; position: relative; overflow: hidden; }
.final h2 { font-size: clamp(34px, 5vw, 62px); font-weight: 500; max-width: 900px; margin: 0 auto 18px; }
.final p { font-size: 20px; max-width: 640px; margin: 0 auto 36px; color: #2C2C4E; }
.final .btn-navy { font-size: 17px; padding: 18px 34px; }
.final-ctas { display: flex; flex-wrap: wrap; gap: 14px; justify-content: center; }

/* Footer */
.footer { background: var(--navy-ink); color: #9D9BB8; padding: 70px 0 40px; font-size: 15px; }
.footer-grid { display: grid; grid-template-columns: 1.3fr 1fr 1fr; gap: 50px; }
.footer img { height: 44px; width: auto; margin-bottom: 18px; }
.footer h5 { font-family: var(--font-display); color: var(--gold-light); font-size: 14px; letter-spacing: .18em; text-transform: uppercase; margin: 0 0 16px; font-weight: 500; }
.footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.footer a { color: #C9C7DD; text-decoration: none; }
.footer a:hover { color: var(--gold-light); }
.legal { border-top: 1px solid rgba(201,168,118,.15); margin-top: 50px; padding-top: 26px; font-size: 13px; line-height: 1.6; display: flex; justify-content: space-between; gap: 30px; flex-wrap: wrap; }
.legal p { margin: 0; max-width: 820px; }

/* Floating WhatsApp */
.wa-float { position: fixed; right: 22px; bottom: 22px; z-index: 60; width: 62px; height: 62px; border-radius: 50%; background: #25D366; display: grid; place-items: center; box-shadow: 0 12px 30px -8px rgba(0,0,0,.45); transition: transform .2s ease; }
.wa-float:hover { transform: scale(1.07); }
.wa-float svg { width: 32px; height: 32px; fill: #fff; }

/* Reveal */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity .8s ease, transform .8s cubic-bezier(.2,.8,.2,1); }
.reveal.in-view { opacity: 1; transform: none; }
.reveal.d1 { transition-delay: .1s; } .reveal.d2 { transition-delay: .2s; } .reveal.d3 { transition-delay: .3s; }
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; }
  .reveal { opacity: 1; transform: none; }
  .hero h1 .strike::after { transform: scaleX(1); }
}

/* Responsive */
@media (max-width: 1020px) {
  .hero .wrap, .context-grid, .law, .bets, .quiz-wrap, .office, .debt-cols { grid-template-columns: 1fr; gap: 44px; }
  .stats { grid-template-columns: repeat(2, 1fr); }
  .stat:nth-child(2) { border-right: 0; }
  .stat { border-bottom: 1px solid var(--line); padding-bottom: 30px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 860px) {
  .menu-toggle { display: grid; place-items: center; }
  .nav { position: fixed; inset: 0 0 auto 0; top: 0; padding: 90px 24px 30px; background: var(--navy-ink); flex-direction: column; align-items: flex-start; gap: 20px; transform: translateY(-110%); transition: transform .35s ease; z-index: -1; box-shadow: 0 20px 40px -20px rgba(0,0,0,.6); }
  .nav.open { transform: none; }
  .nav a { font-size: 19px; }
  .steps { grid-template-columns: 1fr; }
  .steps::before { display: none; }
  .truth { grid-template-columns: 1fr; }
}
@media (max-width: 620px) {
  body { font-size: 17px; }
  .wrap { padding: 0 16px; }
  .section { padding: 80px 0; }
  .brand img { height: 36px; }
  .hero { padding-top: 120px; }
  .hero-card { padding: 26px; }
  .pillars, .debt-grid { grid-template-columns: 1fr; }
  .debt-col { padding: 24px; }
  .quiz-body { padding: 26px 20px; }
  .stats { grid-template-columns: 1fr; }
  .stat { border-right: 0; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero-ctas .btn, .final-ctas .btn { width: 100%; }
  .scroll-hint { display: none; }
}